Accidents happen. But luckily in New Zealand, we’re all covered by The Accident Compensation Corporation’s (ACC) personal injury cover. That means if you have a mishap at home, work, or play, ACC may pay some of your treatment or rehabilitation costs. The ACC...
Life is for living to the fullest, but sometimes the world can have other ideas. What would happen to your family financially if you were no longer there to provide income? It’s something we would rather not think about but is essential to plan for. Having...
KiwiSaver. We’ve all heard of it, but are we making the most of it? Do you know your legal obligations as an employer when it comes to a KiwiSaver scheme? How about the benefits of joining for both you and your employees? As a business owner and employer, you must...
A debt and mortgage-free life is the ultimate dream for many Kiwis. But the longer we take to pay off our debt, the more it eventually costs us. That’s why it’s important to keep on top of your financial obligations, especially if you’d like to say goodbye to...
Goodbye 2020, and good riddance! In the light of a very stressful year, there’s never been a more perfect time to set resolutions in your household to ensure that 2021 is better. Better for your family, your finances and your futures. Here are some ideas to help make...
Builders, Plumbers, Electricians – whatever trade you specialise in, we know there’s a lot of pressure to get the job done and to get it done right. As a trade contractor or professional, your unique set of skills require a unique set of insurance policies to cover...
Christmas brings tons of joy and excitement, but also a bucket-load of stress – especially when it comes to money. With annual pressure to have the ‘perfect Christmas’ and the constant encouragement to “shop ‘til you drop”, it’s unsurprising that 50% of Kiwis say...
Facing big choices can be daunting, especially when they involve your business’s finances. Many of us have experienced ‘analysis paralysis’ when faced with a tricky decision. Overwhelmed with so much information and uncertainty that it is almost impossible to simply...
Businesses need to expect the unexpected. Preparing for events that could severely impact your business is vital, and one of the biggest disruptions that could strike is the loss of a shareholder. Shareholders are critical to any business and are relied upon...
KiwiSaver has a lot to offer, even if you are self-employed. It’s a voluntary, transparent, and low-cost way to invest and save money for the future, but CFFC research has shown that although 75% of the full-time employed have a Kiwi Saver, only 40% of self-employed...
This year has taught us that life is full of surprises, and not all of them are welcome. With thousands of people around the world experiencing job losses, income reductions, and severe health problems, COVID-19 has highlighted the importance of preparing for the...
Accidents happen – and it’s important you prepare for them. We all know that having insurance gives you peace of mind that you, your family, business, or finances, will be looked after if disaster strikes. So, if you’ve already taken the steps to ensure you’re covered...
Juggling family finances can be tricky. Transitioning from that familiar feeling of “where did all the money go?” to setting your family up for the future is no easy feat. So where do you start? Setting tangible goals is a great first step when sorting out your family...
So you have spent years building your business and it’s going really well. You also know business insurance is a necessity and you have it for what is considered important areas of your business such as equipment, buildings, and income. But don’t overlook one of the...
For many of us, our mortgage payments are probably one of the biggest outgoings in the monthly accounts and in some cases this can be a large amount of money. During these uncertain times we could all do with a little help, so if you are wondering what your options...
This year Anzac Day will seem a little different for many of us. But this year it should mean perhaps more to us than any other year. We are suffering as a nation and as a community under the threat of COVID-19. It has taken over our lives and all our news...
With more time at home right now, it’s the perfect opportunity to spend some time in the garden. We’re heading towards Winter, but that’s no excuse to do less gardening. Although the grass won’t need cutting quite as much, spend a little time on some other tasks...
Flat white, long black, tall, strong, milky, sweet – it doesn’t matter how you take it, one thing we can all agree on is that we love our coffee. The New Zealand coffee industry is large, with cafes and roasters all over the country. And coffee lovers are very...
Goodbye summer, it looks like those colder months are well and truly on their way. The days are getting cooler, the nights are getting longer and we also battling the thought of COVID-19. Here are some simple tips to keep yourself and your family healthy throughout...
Disaster strikes. The unthinkable happens and suddenly you need to fork out a lot of money to replace, rebuild or recover. It’s a good job your insurance covers all your losses... But does it? Underinsurance is when you take out an insufficient insurance policy to...
