Is Your Family Setup To Win?

You probably have a family that means the world to you and you care about. Sometimes it is difficult to make decisions for the best of your loved one’s future. You are doing the best you can to take care of your family, but are you protecting the downside if something did not go to plan?

Are you feeling overwhelmed by all the decisions to be made to protect your family?

Am I going to be able to repay our mortgage and debts fast?

Are we getting what we deserve out of KiwiSaver?

Is my family protected if something unexpected should happen?

Will I be able to provide my children with the future they deserve?

What happens when I am going to retire?


So many questions that need answering…


With a combined 45 + year’s experience, we have seen it all. We can help you with all of these questions and any others you may not have even considered yet.

Reduce Your Debts Faster.

In our time, we have found that many families we see can repay their mortgage quicker. The quicker you can repay your mortgage and other debts, the quicker you move towards your family goals. Imagine having more cash available to spend on fun holidays with your family.

Some debts can be reduced with smart planning and structuring. In our session, we will dig deeper into where we can help and our specialists can show you techniques you didn’t know existed.

We understand that whilst you are doing your best to care for your loved ones, things like proper health insurance, a retirement plan or mortgage protection, might not seem like a priority.

You might think that with all that is going on at the moment in your life, these things can wait. What we see far too often is that by the time these things need attention… it’s already too late.

Create Certainty For Your Future.

What if something that’s out of your control happens and your family is left with thousands of bills to pay (which could have been easily covered by insurance)?
That’s why we are here. We do all the heavy lifting for you behind the doors. So that you can have peace of mind and do what you love the most, which is caring for your family. Your family is your most important asset. It’s worth protecting it, right?

Whether you look at the future as being in a year or 30 years you want to know where you are going. Having a direction keeps you motivated, feeling safe and helps you weather the storms that will come. It’s our job to work with you on a clear plan that helps you sleep at night.

Protect and Build Your Wealth.

Your income, assets and health all constitute your family’s wealth. Wherever you are in life, it’s invaluable to make sure you are protected.
You must have a team in place who do the research, understand the tools out there (health insurance, KiwiSaver, mortgage protection, retirement plan) and help you plan for a secure financial future.

The most boring quote that exists is ‘fail to plan, plan to fail’ but it is also one of the most accurate ones.

In a Financial Discovery Session, we discuss your current situation and your desired situation and we will focus on how to get there.

Recently we spoke to an Auckland family

Mum, dad and two young children, one in primary school and the other one at kindy. Mum looks after the children full time and dad works at a local accounting firm.

They were paying health insurance through their bank, repaying their mortgage in monthly payments, but they did not really have a plan for their financial future.

They made the choice to book in a free discovery session with us. We took the time to assess their health insurance as well as their mortgage. We set up a plan to help them pay their mortgage quicker making sure the risk protection would cover in case a claim was needed.

We also created a thorough and comprehensive plan that gives them the peace of mind that they will be fully looked after if an unexpected situation arose.

The Financial Discovery session is about putting your mind at ease. Sometimes we can’t help – and that’s ok. You at least leave the conversation confident you have the right protection for your situation.

But if we can help. You will have a team beside you taking the weight off your shoulders.

Would you like the peace of mind for your financial future?

It starts with a financial discovery session

In this session, we look at where you are now, where you want to be and look at the roadblocks. We can help with mortgages, insurance, KiwiSaver and other vehicles to get you there faster.

But don’t just take our word for it. Here are just a few of the happy customers we have managed to help and give peace of mind to.

Happy Clients

Mat provided me with what I feel was a great service and a good end result. He is a pleasure to work with and came up with well analyzed creative solutions for which product was the best fit. He knows his stuff!
Ashley Kirk

Holistic IT Solutions Provider

My family and I have been fortunate to have Tony take a full appraisal of our life and health insurance covers, including mortgage protection, and come up with a thorough and comprehensive plan that leaves us in no doubt that we will be fully looked after if a situation arose. Tony was personable yet thorough throughout, and had an in-depth knowledge of the insurance industry. I would be only too happy to recommend his services. Thanks Tony.
Andy Schmidt

Director and COO at Active+

Rick provides expert comprehensive advice and communicates it in a way you can understand it. No nonsense, personable and dynamic. I am happy to recommend Rick and look forward working more closely with him in future
Kate Chivers

Lawyer - Commercial and Property

How we work with you…

Working with a financial adviser is unknown to many. But we have a really clear 5 step system that we have been refining for years that gets results.

The next step, to peace of mind…

Every client we talk to is different. Different risks & outcomes. Take advantage of our FREE no-obligation Financial Discovery Session. We will have a good comprehensive chat to address your specific needs and goals.

We will cover several points including:

  • Understand where you are in life & see where we are starting from.
  • Suggest a realistic risk plan, so you know you're protected if something didn't go quite as planned.
  • Consider your current debt and see where you can pay it off cheaper or quicker to get you to your goals.
  • Discus your legacy and what that looks like & means to you.
  • Answer any questions you have, that have been weighing on your mind.

One of our financial designers will conduct the session, which is normally valued at $150. However, we are offering the session FREE to people that are serious about wanting to get the best out of their financial plan. This is a no obligation session. It is about understanding what you need and making, positive suggestions.

It’s about protecting your future

The most boring quote that exists, but also one of the most accurate, is ‘fail to plan, plan to fail’. Living by the seat of your pants can be fun but rarely leads to a solid and secure future.

Our team are here to support you. We take away the headaches, create a plan that matches your goals and do the work we can to make it easier.

Frequently asked questions

Do you work with people all around New Zealand?

Yes we do. We are based in Auckland but have clients up and down the country. We use Zoom meetings & phone calls to help you through our proven process.

What’s your history and why should I choose you?

Financial Design Group started over 7 years ago with a team of advisers who thought things could be done better. We decided to focus on the person & situation not just a product. We work with you to design something you feel great about - everything you want and nothing you don't need. Learn more about us on our story page.

What services can you help with?

Our team can help with Insurance, Mortgages, KiwiSaver, Wills & Trusts and more.

We start with a discovery call to look at what you want help with and look at a holistic financial plan to help you achieve your goals.

Why should I talk to you not just a bank or insurance company?

As advisers we work with a variety of providers and from reading thousands of policy descriptions (yes it is as boring as it sounds) we understand how different the fine print can be.

As a client of ours we can work out what is most important to you and pull together products and services from the top providers that match your needs.

Whether you move banks for your mortgage or insurance providers in the future, we will be with you for the long run.